Category Archives: Wealthy

It Will Never Be a Movie

If the Coronavirus COVID-19 were a movie treatment, it probably never would get made. Look at the plot elements:

  1. A deadly disease begins in a faraway city known for both selling live exotic animals for food and for having a secret government lab.
  2. The disease is viral. Viruses, unlike bacteria, do not respond to antibiotics. Since a virus is not actually alive, it cannot be killed, only neutralized.
  3. The disease preferentially attacks the poor, minorities, the aged, females, and people with pre-existing medical problems.
  4. Some who are infected by the disease show no symptoms, but are carriers of the disease and can transmit it to others.
  5. Some of those infected exhibit flu-like symptoms, are misdiagnosed. The defining symptom, death, follows soon thereafter.
  6. Some adult patients show no obvious symptoms, except upon examination, it is discovered that their oxygen levels are dangerously low, which can lead to death.
  7. Children, at first were believed to be asymptomatic, later many develop a whole host of symptoms that are completely different from those experienced by adults.
  8. Politicians, faith healers, scammers, etc. seize the opportunity to amass wealth and/or power.
  9. Much of the protective equipment, drugs, and medical supplies needed to handle the disease are produced in the country from which the disease originated. Many US companies had moved manufacturing offshore to save money; there is insufficient manufacturing capacity in the US.
  10. Scientific experts advice is ignored while the Internet and other sources promote a variety of alleged cures, treatments, and religious talismans–none of which seem successful.
  11. There is insufficient capacity to test all suspected cases, so the number of people affected are likely under reported. Some cases are only diagnosed after death, when an autopsy is performed.
  12. State and local governments discourage people from engaging in activities that spread the disease, encourage the use of masks to protect others, and maintaining a six foot buffer between people.
  13. With workers unable to do their jobs, the economy suffers. People are laid off or lose their jobs.
  14. The number of confirmed cases in the US approaches 1.5 million confirmed cases, with nearly 90,000 deaths. These numbers only include patients who were tested or otherwise diagnosed.
  15. Some claim the disease is caused by a new cellular telephone system; others call it a hoax; still others see it as a conspiracy to restrict constitutional rights.
  16. Armed dissidents, encouraged by a variety of sources, protest the social distancing, stay-at-home orders at the state capitals, clustering in large groups, usually without masks.
  17. In the meantime, the country from which the disease arose and several of its allies launch cyberattacks on the US to steal medical secrets relating to healing or preventing the disease–and anything else they come across, once they get inside a computer.
  18. As US cases seem to slow their rate of growth, state and local governments relax social separation. People immediately return to pre-pandemic behaviors and the dissidents declare victory.

The screenplay ends here. The audience is left in limbo, unsure whether the disease is indeed winding down, or preparing for a second wave. Unsure as to the future of the economy.

As I said at the beginning, no studio would ever consider wasting time on a script for this scenario.

COVID-19 and the Future

There is a computer program that gives a real-time update on the Coronavirus, COVID-19 [LINK]. Today, I watched it roll up several hundred new deaths over a matter of hours.

It’s tough for a small business to have to worry about surviving during the pandemic. It’s tougher for a family that lives paycheck-to-paycheck to try to figure out what they’re going to do. It’s disgusting to see large corporations with cash on hand and cash in the bank grab the federal aid intended for small businesses.

Every single number that program showed today was an actual person–someone whose family is now grieving. These aren’t statistics–these are people. Unfortunately, they are now dead people.

Pandemics throughout history have had long-lasting effects, which are often overlooked. When large numbers of people die, those at the top of the socioeconomic ladder had to compete for workers. Kings made edicts that their subjects must work for the same salary as before, which was generally ignored. Workers chose jobs that paid better and the divide between the rich and common folks narrowed.

I don’t know what is going to happen after we get things back to normal, nobody does, but the new normal is going to be different.

 

Numbers Never Lie?

Innumeracy (book) - Wikipedia

 

Innumeracy is like illiteracy, only with numbers. There’s a lot of it going around–hopefully it won’t reach pandemic proportions.

I’m not talking calculus, trigonometry, or even  quadratic equations. I’m talking simple, easy, yet important math concepts.

Let’s use round numbers and examine the stock market’s recent actions. Before the coronavirus spooked the market, the Dow Jones Industrial Average was at 29,000 points (rounded). After the virus scare, it dropped to about 25,000 points (also rounded), a loss of 4,000 points.* The loss of 4,000 points in this case is about 14 percent (1- [25000/29000]).

If the market, while at its low point, gains 14 percent  it seem like the market has recovered all its losses. Down 14 percent. Up 14 percent. (14-14=0)

However,  (25000*1.14) = 28,500, not 29,000. It’s still 500 points below its high mark, which is still a loss of 2 percent. It would take an increase of 16 percent to recover all its value.

Well, I found it interesting.

 

*Did you ever try to spend a point? Don’t!

 

When in Doubt–History

I love history–but you probably knew that. History, at least as taught, is imperfect because of two reasons:

  1. History is written by the winners, and it some times takes a century or more mitigate such bias.
  2. Much of the blood, sweat, tears, excitement, and intrigue gets removed, leaving only names and dates. Boring!!!

So here are some historical “facts” that I found interesting. I call them “facts” because we believe them to be true, but frequently,  as more research is done, we have to revise our understanding in light of additional evidence.

The “facts” I share are of no particular significance. I just find them interesting.

  • Creases in pants were once considered the opposite of fashionable. The upper crust had clothes custom tailored while those of less wealth purchased “off-the-shelf,” pre-made clothing. The crease indicated that the garment had sat on a shelf for a long time.
  • The term “an officer and a gentleman” refers to the fact that the elites were entitled to and enjoyed preferential treatment, including being assigned the senior positions on a ship. The “men,” on the other hand were commoners, often assigned to ships after being kidnapped. More than a few sailors started out at the pub enjoying free drinks but woke up, not only with a hangover, but also on board a ship at sea.
  • There is a legend that when the Emperor Charlemagne died, he was interred in a tomb sitting on a throne wearing a crown, holding a scepter, with his hand on his sword. Grave robbers, intending to steal the valuables with which he was interred, entered the tomb. They claimed that the seated body of Charlemagne began to draw the sword from its sheath. They did not stick around to find out what happened next.

A Different World

This is an official request to NASA to conduct exploration of a mysterious world that we know exists, but is beyond my comprehension. It is well reported in the media–especially online–so its existence is irrefutable.

The people in this world live unimaginable lives, but someone believes it’s imperative that their activities are reported to everyone. These include:

  • The real estate transactions of multi-million dollar homes
  • The reliance on automobiles that cost more than all the houses on my block
  • Changes in the color of their hair or style of dress
  • Behavior that would result in arrest and deep shame for most people

The media would have us believe that this world exists in the same metaphysical plane as us, but I’m not convinced. In any case, it is bizarre and may represent a clear and present danger to most of us.

I’m not a conspiracy buff, but in this case I believe the media will try to bury this story by attributing it to actors, actresses, singers, financial experts, and politicians. Don’t be fooled!

Tear Them All Down–for Profit

Across the street from my house there used to be woods and open fields. The developers began clearcutting the trees and adding fill to the fields in order to build houses. This is an area subject to flooding; each tree they destroyed transpired 55,000 gallons of water each year and absorbed carbon that otherwise would contribute to global warming (whether you believe in it or not).

There was a small area that was still wooded–probably 50 trees or so–across from my house. As you can see that the trees were pulled up by the roots or pushed over by carbon belching, heavy equipment. I counted at least four machines. The dust blowing toward my house is just an added bonus  and will probably continue for months.

I couldn’t help but flash on The Two Towers, when Saruman commands that the orcs should pull all the trees down.

It’s taken us a while, but we’ve mastered the orcs’ technique.

 

License Agreements

When we download software (since many computers don’t have optical drives anymore) the first thing we see is the licensing agreement, which is very long and complicated. Here’s what all that legalese boils down to:

  1. You are obliged to send us money.
  2. We have the right to keep it.
  3. We are not responsible for the software failing to work, containing malware.
  4. In fact, we are not responsible for anything.
  5. We have the right to sell your personal information to anyone.
  6. We have the right to rewrite the software so you have to buy it again.
  7. We have the right to limit the time you can use the software.
  8. If there is a dispute, you will not sue; the dispute will be settled by arbitration.
  9. We reserve the right to pick someone we like and who likes us to act as arbitrator.
  10. When you lose (and you will), you will be responsible for paying any and all expenses for said arbitration.
  11. We paid one or more lawyers a lot of money to write this agreement, so we have included that cost in the price for this product.

How much money does the software industry spend each year on lawyers? Probably more than they do on software engineers–but tha’s just a guess.

Feel free to add “whereas,” “heretofore,” “hereinafter,” etc., as many times as you like.

The Story

I’ve been working on a story for a while, but writing it keeps getting in the way.

I’ve always admired Sir Arthur Conan Doyle’s “Sherlock Holmes,” which was published as a serial in the Strand magazine, a monthly publication. My story–“The Story”–has been under development for a while. Like most writers, I d-r-a-g things out far too long as I write them. It’s a case of “Wait! It was a small dog, not a puppy!.”

As George Lucas supposedly said, “Movies are never completed, only abandoned.” The same is probably true of stories, so I’m going to publish–on this blog–at least a chapter a month. I make no promise that a particular chapter (including one that I may publish) will not be removed or eliminated.

Welcome to the wonderful??? world of writing. You may have the chance to experience my dreams, frustrations, pain, and stupidity, as I try to write a story.

I’ve already changed at least five chapters, but, interestingly, all of the characters remain, although their experiences might be different. If I share, I’ll try not to be too confusing (I’m not responsible for confusing myself).

If it’s worthwhile–I hope you enjoy.

Chapter One is coming soon.

An Appeal for Donations

 

Photo of a Collection Plate

CNN reports, “Jesse Duplantis, leader of Jesse Duplantis Ministries and the owner of three other private jets, is asking his followers to chip in so his ministry can purchase a brand new Dassault Falcon 7X, which runs about $54 million.”

I thought that televangelists were on the television, which would seem to mean that their physical location was immaterial, so long as a television studio was available. I believe that, in a pinch, this would include the camera and microphone built into most computers.

But then what do I know?

As the only world’s only Philosopher-without-Portfolio–to the best of my knowledge–I believe I am just as entitled to a personal aircraft as anyone else. However, my needs are far less prestigious. I’d be more than happy with a used Cessna 182, which is available for less than $500,000.

I expect everybody to give this their best effort.

However, if that proves to be too difficult for you, a boat–say a 30 foot cabin cruiser, might be more achievable. Again, used is fine. I can engage in philosophical thoughts in a used airplane or on a used boat without any difficulty.

There is one problem.

Jesse said that God wants him to have the new jet.

I asked God if He wanted me to have people collect money to provide me with a plane or a boat. He didn’t exactly say, “Yes,” but He apparently enjoyed a good laugh.

Thought for Today

At times I think I would prefer to be a gentleman, in the old English sense, born into wealth and privilege with lands and a stately old home with gardeners taking care of the outside and an entire staff keeping the inside neat and tidy (including my teenagers’ bedrooms and bathroom).

estate 1

Maybe a little over the top, but you know what I mean.

I’d have to juggle my tennis match with other elites and various social engagements in order to make time to sign important papers to increase my wealth or to meet with important peers awaiting my sage advise.

No such luck. That is not how my day will unfold.

However, today I will not hide behind a spoofed telephone number on your caller ID to try to sell you a time-share condominium. I will not go around my store and relabel all the appliances, automobiles, or canned goods with a higher “Regular Price” so the same old “Sale Price” looks like a better deal. Nor will I be sending you an email to steal your money, your password, or your identity. I won’t pretend I’m a Nigerian Prince who needs your help to rescue my fortune or try to convince you that, based on a single poorly performed experiment, I can cure you of your chronic ills.

I’ll just go to work, then come home to my family.

Not to bad, really.

 

It’s Good to Be the Tsar!

putin

Vladimir Putin, according to reports, is wealthier than the next two richest people combined with a net worth of $200 billion. Pretty good for someone who grew up as Communist with enough commitment to work for the KGB.

His career with the KGB was unremarkable (his highest rank was lieutenant colonel), but once he got into politics, he found his niche. Trained as a lawyer, he adopted the Don Corleone business model (“One lawyer with a briefcase can steal more money than 100 men with guns.”–The Godfather). When the Soviet Union fell, various Russians began to acquire wealth. Putin apparently made many of them an offer they couldn’t refuse.

It might be good to keep that in mind before considering doing business with Putin.

Elites

While we often talk about elites, we tend not to use that term. Elites are the people in any society who enjoy special privileges.

For a long time, elites were entitled to such status as a birthright, the most obvious example being royalty. If your father was King, it must be God’s will, and therefore the son must be qualified as well. Personally I don’t think God gets involved in politics, but you never know.

John Adams predicted that even though our constitution prohibited titles of royalty there would still be an elite class. He figured that those with educations would prosper, ensuring that their offspring would be afforded education and any wealth that the family had amassed, although in many cases the younger elites ended up with an education and the family debt. Nevertheless, they enjoyed the status.

The American dream is that we’re a meritocracy—anyone can achieve through ability and hard work, and sometimes this works. In fact, there have been periods in our history, such as the 1950s, when this was common, Nevertheless, it is not guaranteed.

Today, many of the elites once again obtain their status by birthright. There are many young men and women as, if not more talented, than the children of Tom Hanks, Will Smith, or the Barrymore family. However, it is the children of the elites who seem to land the acting roles. Is Eddie Van Halen’s son better than the band’s original bassist? Cheap Trick sold many albums with Bun E. Carlos as their drummer, but Rick Nielsen—the guitarist now has his son filling that spot.  Julian Lennon didn’t have to work his way up from playing wedding and bar mitzvah gigs. How many Fords have been senior executives at their namesake auto company?

Do we as a society get our best value from this practice?

Continued Discussion on “The Persecuted Rich”

As I’ve mentioned before, Rick and I go way back. His comments are always thoughtful and lead to further exploration of an idea. His comment on yesterday’s post needed to be featured.

———————————————————————

Thanks, Steve, for a very interesting and provocative topic: The wealthy in America feeling threatened–especially by the current liberal administration and particularly now at election time. I agree with Perkins–even though I am certainly not bucks up myself. We look at this in two ways–”giving to God what is God’s and giving to Caesar what is Caesar’s.”

The bible tells us it is not in “our” power to explain either the prosperity of the wicked–or sufferings of the righteous. That we shall not render an unfair decision: do not favor the poor nor show deference to the rich; judge your kinsmen fairly (Lev 19:15).

We are told: Be not a lender nor a borrower. Owe no one anything except to love one another. Be a giver (Romans 13:8). The lender makes the borrower a servant (Prov 22:7).

God’s economy is based on blessing and giving to others, while the world’s economy is based on hoarding and accumulating. And, we are to hear and contemplate this great refrain: A poor man…shames us ALL!

Yet, unhappy poor people at least have the hope and imagination of happiness, while rich people have everything and thus have nothing else to look forward to and no hope for happiness.

Now with respect Caesar and man’s wealth disparity. America is no longer the land of “haves” and “have-nots” –everyone has two or three TVs and two cars, and multiple coats and sweaters. America’s issue
is not really about the wealthy, rather about the givers and takers.
To put the issue and the opportunity in proper perspective: Interdependence needs to replace independence! We can’t survive, let alone thrive, unless we cooperate with each other.

If we look back and examine what gave rise to the great societies or civilizations (China, Persia, Greece, Rome, Spain, Maya, Inca, Egypt, and now America), we can readily see it was creativity, interdependence and mutual support that provided the synergy where the whole was always equal to the sum of all the parts. Today, China, for example, is at the peak of its success, and “takers” are in the distinct minority, because people are committed to the necessity to be “givers.” In other words, givers always created and contributed more to society. But as each society flourished, more and more people became materially well off. The failure has always been the people to stay committed as givers…so that all might thrive and survive. When survival is no longer an issue, it is very tempting to indulge in selfish, even hedonistic pleasures. As more and more people succumb to this temptation, there become fewer and fewer givers to society, and more and more takers.

Ultimately, internal and external disaster always begins with even one person’s philosophy of doing less and wanting more. The result is what repeats itself in history: A shift from a team effort to a struggle between takers and givers. This continues until the society falls apart in moral decay and material bankruptcy, and the takers become the majority.

The Persecuted Rich

$$$$$

CNN reported today that multi-billionaire venture capitalist Tom Perkins feels threatened. Previously, he had compared the poor to Nazis conducting a holocaust against the wealthy.

Wow.

I believe that Jesus said, “The worker is due his wages.”

Likewise, that St. Paul, in his letter to the Thessalonians said, “For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either.”

I also believe that someone who studies hard, prepares and invests in his or her own future and produces more than others should be rewarded.

However, I really have difficulty believing that the 1% are “threatened.”

Where?

At the supermarket? Oh, they have people for that.

At Wal-Mart?

While pumping gas at the 7-11?

Picking their kids up from public school?

In my humble opinion (and feel free to flame away) here’s what we ALL should do:

  1. Be thankful to God for what we’ve got.
  2. Be grateful for the true treasures – faith, family and, love.
  3. Realize that we came into this world with nothing and will leave the same way. Your parents’ wealth, grandma’s trust, etc. don’t count.
  4. Those to whom much is given, much will be required. We are all stewards, not masters.

I know where my heart and my treasure are. I am blessed with a family and a home where God is center. We are happy. That is our wealth.

Eat your heart out (you know who you are)!

What’s This World Coming To?

bank

An investment banker embezzled and lost millions of dollars defrauding over 100 investors.

He faked his own suicide.

He was then declared dead by a judge.

Today the police found and arrested him.

I’m absolutely shocked that an investment banker would stoop so low, and I’m sure that Bernie Madoff, the folks at Lehman Brothers, AIG, Bear Stearns, Countrywide, Fannie Mae, Freddie Mac etc., etc. are shocked as well.

The Old House

SONY DSC

It was late summer, the last of the vacation time when Katie and her family were visiting the plantation. It really had once been a plantation, and generation after generation had managed somehow to keep it in the family. The house was hardly grand style, but was more of a working farm’s house that you were as likely to find in the Midwest as in the South. No grand entrance and no crystal chandelier, but it nevertheless had a charm, or at least a personality all its own.

The legend was that President John Tyler had slept here. What made that so interesting was that Tyler had never been elected president, but as vice-president, succeeded William Henry Harrison when he died. Harrison, a hero of the War of 1812, had run under the slogan of “Tippecanoe and Tyler, Too” as though Tyler were an afterthought. Tyler sided with the Confederacy and served as a Confederate Representative, making him the only U.S. president ever declared an enemy of the state.

Katie’s father had shared this history with her many times – too many, she decided, but it was now permanently affixed in her memory. If the question ever came up on a television game show, she was ready. She liked to believe that one of the Washingtons, Jeffersons or even a Lee had slept here, too. This was Virginia, after all, and the place had been crawling with those aristocratic families.

Most of the land that had once been full of cotton and tobacco was gone, of course. About 80 acres remained and most of that was leased out to a neighbor who alternated planting corn, soybeans and sorghum. His tractor did double duty keeping the “lawn” under control, although as kind of a tradition there had always been a couple of goats who tended to the grass closer to the house.

Katie’s grandparents lived in the old house, although they were getting on in years, and the common expectation was that her father’s younger brother would take over the old house when the grandparents had passed. It was just as well, she thought. She wouldn’t want her family to move into it since it had lousy cellphone coverage, and was not exactly near anything that would excite a young teenage girl.

During the week at the old house, Katie checked out the pond and wished it were spring. At least in the spring there would be tadpoles. Not so in the fall, although she did see a turtle who lazily slid off the log on which he was sunning himself, and then swam with surprising speed away from her.

Being late morning the temperature was rising, and Katie headed for the house. She vaguely understood that indoor plumbing and electricity had been added over the years. On the other hand, she was acutely aware that somehow they had added central air conditioning. Once inside she checked the refrigerator and decided on lemonade instead of sweetened ice tea, which normally was her choice. She had almost forgotten that she was alone, her parents and grandparents having headed into town together. She had declined their invitation because to a 13 year old girl, wherever they were going and whatever they were talking about would be totally boring.

As she walked around the old house, with nothing better to do, she found herself actually looking at it. Some of the window glass was very old and had ripples in it. Her grandmother had said that glass was a very thick liquid, and the ripples showed that over the years it still flowed. She had looked that up on the Internet and that source had said that sheet glass had been made by pouring the molten glass onto slate, which gave it the ripples. She didn’t care which was true, but she decided the slow flow of glass was more interesting.

How many coats of paint had been applied to those window frames over the years? How many baseballs and rocks had inadvertently passed through the windows of the old house? Then she thought of the Civil War and wondered how many bullets had damaged the house, breaking its glass and tearing into its siding.

Idly she began opening doors and looking inside. This closet was where she had been hiding when she won hide and seek against her cousins. This was the bedroom she had slept in when she w toddler, before she rated a regular bedroom.

Normally she didn’t enter her grandparents’ bedroom. There was nothing interesting in there, it smelled funny and, it just didn’t seem right. Today, however, she was so intent on examining the old house that she was already looking in her grandparents’ closet before she realized it. She had never looked into it before, so she had never noticed that it had a second door in the back. Naturally she opened it.

She hadn’t expected anything interesting, so when she saw stairs leading to the attic, it just seemed normal. It certainly was better than the fold-down stairs in the ceiling trap door of her suburban home. She started up the stairs, then turned around, retrieved a flashlight from the backpack in her room and then climbed the stairs.

It was hot and dusty. Spider webs were everywhere. The attic contained very little – boxes with Christmas decorations, empty suitcases and the usual trivia that people hang onto long after the need is gone. A window in the peak of the roof gave plenty of light, but since she had her flashlight, she played it around on the rafters. She stopped in amazement when she realized that the oldest construction was held together with wooden pegs, while sections that were slightly newer had nails that were obviously handmade. She began to examine the construction more closely to see what else she could learn from it.

That’s when she spotted the envelope. It was not an old envelope, nor was it fancy – just a nine by eleven manila with the prongs to seal it. Inside, however, was a letter and quite a bit of currency, unfortunately it was Confederate banknotes. The letter merely said, “Ask your father. He’ll explain it to you.”

Figuring that the envelope had been safe in its place for 150 years, Katie carefully put it back.

Later that night, after supper, Katie and her parents sat on the porch talking with her grandparents. While she heard them speaking, most of it was merely a pleasant drone while she thought about the old house and her afternoon in the attic. Her grandparents excused themselves to watch their favorite game show on television, and

Katie was left with her parents. Her mother got up, but Katie cleared her throat, letting her know that she needed something. Her mother at back down next to her father on the porch swing.

“I’m supposed to ask my father something,” she began, “but I’d rather talk with you both.” Her father leaned forward expectantly, but said nothing.

“I found an envelope full of money,” she began. She saw her mother’s eyes widen. Her father patted his wife’s hand, and gave her a reassuring look.

“It was Confederate money. I looked it up on the Internet, and it actually would be quite valuable to collectors. Confederate money is collected and traded like stamps or baseball cards. Don’t laugh, some baseball cards are worth quite a bit.”

“I know,” answered her father.

“The letter said I should ask you.” Her father took in a deep breath.

“Okay. Here’s the good, the bad and the ugly,” he began. “Our family, while not one of the premiere families in the South, was nevertheless prosperous. Our ancestors profited because they ran large agricultural operations without having to pay their workers – they relied on slaves. Those farms were very similar to today’s corporate agriculture, except that today farmers buy, own and sell machines rather than humans.

“Our ancestors were adamant before and during the war. When Reconstruction began, they were livid. They did things that I am not proud of, but will spare you until you’re older.

“I have no idea how many slaves our ancestors owned – the records were in one of the many government buildings that were burned. Could have been burned by Union soldiers, or by the locals – no one alive knows. I guess I’m glad I don’t know myself.

“I sometimes wonder if my great-whatever-grandfather owned the great-whatever of one of our neighbors. It’s possible – even probable, but I try to pretend it never could have happened.

“In any case, each generation wants its children to do better; to be better educated and more successful. Successful means – successful SHOULD mean doing good, not just doing well.

“So that’s most of the story. The rest is that the family tradition is that the first child of each generation that finds the envelope has first right of refusal to move into the old house under the idea that whoever cares enough to examine the house will be the best one to carry on the tradition. Oddly, so far, only one child from each generation has found the envelope.

Years later:

Katie had finally gotten her baby daughter to sleep. She picked up a few things while her husband set up the coffee pot for the next morning; she remembered one of those tasks that keeps getting put aside. She went over to where her desk was and rummaged through the drawers, collecting a bottle of ink, and old fashioned ink pen and a blotter. She took everything up to the attic and found the old envelope and opened it. Although the writing was fading, she could still read where it said, “Ask our father.” She blew the dust off the floor and carefully spread the paper. She dipped her pen in the ink. Under “Ask your father”, she added in neat cursive, “Better yet, ask your mother.”

Where’s the Class?

We used to have a concept to which people aspired. It was called “class.”

tr

Young boys were taught to be gentlemen and girls to be ladies. People with class were not inclined to draw attention to themselves for the sake of doing so. They might gain attention because of their ability with music or art or their ability as a leader. It was their accomplishments that garnered attention. Nevertheless, they had class.

George Washington often signed his letters as “Your Most Obedient Servant.”

These days we apparently have replaced “class” with “crass.” It seems like people will do anything, and I mean anything, to get attention.

The call today is, “Look at me! Look at me!”

I guess I could understand how someone living in a dilapidated doublewide without indoor plumbing might dream of having their own reality television show. On the other hand, what’s with the antics of celebrities who are already household names?

“Look at me! I’m in rehab!”

“Look at me! I shoplift!”

“Look at me! I made a sex tape!”

I guess that inside the wealthy celebrity dwells the soul of someone living in a dilapidated doublewide without indoor plumbing.

That would explain a lot.

Profit or Loss?

My education is in business, an interesting field, but not necessarily for good reasons.

Simple business is when you find something that people want, build or buy it, add in your other costs (rent for your store, salaries, etc.), and determine a selling price. In an ideal world, both you and the customer leave a transaction reasonably satisfied.

Today, many people are in the business of cooking the books. By using creative accounting, tax loopholes or other corporate they make a significant profit without actually providing anything of value.

When you read history, you may see Spain, Great Britain, and the Netherlands as great explorers opening new sea routes and discovering new (at least new to them) places. What happened to their power and prestige?

Generally they became banking and finance experts. In other words, they became experts at moving money and making a profit without providing anything of value.

Profit is not a dirty word – it encourages us to succeed. To invent. To build. But profit should actually be earned.

When Jesus sent out the 72 disciples, He told them that the worker was due his wages.

His parables often utilized the rich master as a metaphor for the Father. The good steward invested the master’s money and made a profit.

He also taught that we should build up our wealth where moth or decay won’t destroy it.

That’s the kind of business advice that we can live by.

Thieves, Scoundrels and Billionaires

 

baronsOur current economy is due, to a large part, to those who had the knowledge, the ability and the guile to work the system.

The executives of companies “too big to fail” who skimmed the profits, got a government bailout and paid themselves bonuses out of the bailout.

The mortgage company executives who made questionable loans and bundled them so that the risk was no longer identifiable.

The derivative traders who made the investment instruments so complicated that no one knew what they were worth.

We’ve always had those types.

But somehow the Medicis and their contemporaries gave us the art of the Renaissance.

The robber barons gave us coast to coast railroads and telegraphs.

I don’t credit the rich and powerful for these benefits. Instead, I think this is God’s “will be done, on earth as it is in heaven.” Even the greediest, most despicable person’s actions will ultimately reflect God’s will.

It’s a comforting thought.

You Should Be Fired

I intentionally try to avoid political topics – Lord knows our nation is divided enough. From time to time, though I feel I need to point out the obvious.

fired

If I contract with somebody to build a house for me, and after selling my existing home, I find that my new home is not only not complete, but barely started, what will I do? I don’t care if the electricians blame the plumbers. I don’t care if the plumbers all say it’s the carpenters’ fault. I hired a contractor to build me a house, and there’s no house.

If we send people to Congress, we likewise expect that they are going to do what we sent them to do. I don’t care if the Republicans blame the Democrats, the Democrats blame the Republicans. The Congress has not done their job.

People who don’t do their jobs should be fired.

Do we have a workable budget? No.

We’re sending money to countries that don’t even have a government while we’re making the employees of our government take time off without pay.

Except, of course, for Congress.

Therefore I suggest that we call Congress on the carpet and fire them. Every one of them.

Yes, I know your Congressman was able to get his/her district funding for [Insert your pet project here]. I don’t care, and neither should you if your project is at the expense of the nation as a whole.

We’re not a series of independent and competing congressional districts. We’re a nation. “One nation, under God, indivisible.”

Send an letter/e-mail/whatever to your senators and congressional representative and tell them that based on the performance of Congress as a whole, unless things change you’re going to vote against all incumbents at the federal level in hopes that the next Congress understands for whom they work, and what is expected.